| | | | COMMUNITY MASON CITY NISSAN PRIVACY POLICY
Community Mason City Nissan is committed to the practice of protecting our customers’ personal identity and information. Our Privacy Policy promotes the use of fair information practices and demonstrates our firm commitment to privacy. Our Privacy Policy also informs you of our practices regarding the collection and use of information you provide our organization.
Gramm Leach Bliley Act
Community Mason City Nissan complies with the requirements of Title V of the Gramm Leach Bliley (GLB) Act, 15 U.S.C. §6801 through §6810, and the Federal Trade Commission’s implementing regulation, Regulation P, 16 C.F.R. Part 313 (“Regulation P”), as both relate to the disclosure and protection of non-public personal Information for customers with regard to the authorized distribution and intended use of customer’s financial information to other parties. Community Mason City Nissan will comply with the GLB and Regulation P for all customer non-public personal information received, transferred, or obtained from the use of this site or from a party.
Collection of Information
Community Mason City Nissan may collect and use personal information in response to requests for our services or to provide information about our services. Certain personal information we collect may be publicly available via government records, telephone directories or other widely available media. However, we treat all information provided as non-public. Personal information is collected from a variety of sources, including:
1. Application Information. (Information provided from loan applications and other forms such as names, addresses, telephone numbers, birth date, social security numbers, income, employer’s name, and employer’s address);
2. Consumer Credit Reports. (Information from consumer reporting agencies);
3. Correspondence. (Information provided when communicating in writing, online, or by phone with customer care representatives); and
4. Transactions. (Information about your transactions with us, our affiliates, or others.)
Security Safeguard Procedures
Community Mason City Nissan uses a variety of security safeguards to protect your information from loss, misuse, alteration or destruction. Our employees and other authorized parties have access to personal information only on a “need to know” basis. We also require our employees and other authorized parties to attend a privacy training program and sign an acknowledgement that they have read, understand, and agree to the terms of the company’s confidentiality and privacy policies regarding the collection, use and safeguarding of customer information.
Community Mason City Nissan also uses state of the art Secure Sockets Layer (SSL) encryption technology to prevent unauthorized parties from viewing personal information transmitted to or from our website. We maintain up-to-date firewalls and use anti-virus software that updates automatically. Sharing/Disclosing Information with Third Parties We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, including Americredit, Branch Banking and Trust Company (BB&T), Bank of America, Capital One Auto Finance, Chase Auto Finance Corp., Citi Financial Auto, Citizens Auto Finance, Consumer Portfolio Services, DEXSTA Federal Credit Union, Ford Motor Credit, Member Financed Autos, LLC (MFA), National Auto Finance Co., Onyx Acceptance Corp., PNC Bank, Regional Acceptance Corp., Service Finance Corp., SunTrust Bank, Wachovia Bank, Wells Fargo Financial Acceptance, WFS (Western Financial Services), Wilmington Trust Company. We may make such disclosures about you as a consumer, customer or former customer. We may also disclose nonpublic personal information about you as a consumer, customer, or former customer, to non-affiliated third parties as permitted by law.
Storing Information
Community Mason City Nissan maintains electronic loan application information and hardcopy data. We protect all personal information in a locked, secure environment. We destroy, in a secure manner, records concerning non-public customer information in accordance with an industry records retention policy.
Additional Information
Any substantial changes we make to our Privacy Policy will be announced on our website. If you have any questions, comments or concerns regarding our Privacy Policy and its implementation, please do not hesitate to contact our Information Security Specialist at 641-423-0095. |
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